Expense splitting for India · UPI built in

Split bills fairly.
Settle up in seconds.

Track shared costs with friends, flatmates, and trip groups. See who owes what, settle with UPI, and sync on Android, iOS, and web.

Free Android · iOS · Web
UPI QR & settle flows
Offline Syncs when online
3 langs EN · HI · MR
Groups & trips Receipt photos Partial settlements Activity feed Global search Refer & earn

Features

Everything you need to split life fairly

No spreadsheets. No awkward follow-ups. Just clear balances and one-tap settle-up.

Track every balance

Dashboard shows what you owe and what you're owed — per friend, group, or trip. Partial settlements supported.

👥

Groups & trips

Flatmates, vacations, office lunches — one shared ledger for each.

Fast expense entry

Equal, exact, %, or custom shares. Presets for today and yesterday.

📲

UPI settle-up

Show your QR, pay via UPI, or record cash. Settlement reminders and full payment history included.

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Invite anyone

Link, QR, or email — friends join even if they're new to SplitTrust.

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Receipts & notes

Attach photos with compression. Search and filter expense history.

How it works

Three steps. Zero confusion.

From first bill to final settlement — SplitTrust keeps the math honest so friendships stay easy.

  1. 01

    Create a group or trip

    Invite people by link or QR. Everyone sees the same live ledger.

  2. 02

    Add what was paid

    Enter amount, payer, and split type. Shares calculate instantly.

  3. 03

    Settle when ready

    Simplified balances, UPI payments, and optional transaction notes.

Included free

The whole nine yards

Groups, trips & friends
Equal, amount & % splits
Who owes who tracking
UPI QR & settle flows
Receipt photos & notes
Offline mode + cloud sync
Global expense search
Activity & notifications
English, Hindi & Marathi
Refer & earn invites
Privacy-first — no bank PINs
Web, Android & iOS

Reviews

Trusted on trips, flats & team lunches

“We used to lose track on group trips. SplitTrust made it obvious who owes what before we reached the airport.”

Priya S. · trek organiser

“Flatmates + UPI settle-up is perfect. No more awkward ‘bro please pay’ messages every month.”

Rohan K. · Bengaluru

“Receipt upload and split by percentage saved us during office team lunches. Simple and fast.”

Ananya M. · project lead

Ready to split smarter?

Free account in under a minute — or download the app for the best mobile experience.